Same income. Less tax.
Here's the same year done two ways. The difference is the claims HMRC lets you make, and most people don't.
- Claims£1,000 allowance
- ReceiptsShoebox, maybe
- What you oweFound out in January
- Claims£3,322 found
- ReceiptsScanned and matched
- What you oweUpdated every week
Example: delivery rider earning £39,680 a year on a moped. Mileage, phone and kit claimed.
Free forever · No card required · 2-minute setup
Whoever you work for yourself as
You didn't go self-employed to become an accountant
You did it for freedom. But somewhere along the way, the money admin became a second job.
Stay ahead of HMRC
Your whole self-employed life, understood
Everything that used to take six apps and a Sunday afternoon — now working together, quietly, in the background.
Multi-Source Income
Log earnings from any platform or client in one place. Supports Deliveroo, Uber Eats, Just Eat, Stuart and more.
Smart Mileage Tracking
HMRC AMAP rates auto-applied. 45p/mile for the first 10,000 miles. Log trips and we do the maths.
Expense Logger
Phone, PPE, tools, insurance — HMRC's allowable expense categories with business-use percentage splits.
Capital Allowances
Claim 100% Annual Investment Allowance in year one on equipment, tools, and most vans, lorries and motorcycles (cars follow separate capital allowance rates).
Working-from-Home Allowance
Claim HMRC's simplified-expenses flat rate for the hours you work from home — no receipts needed.
AI Tax Advisor
Ask Fisely anything about your tax situation. Powered by AI, trained on HMRC rules.
UTR Registration Guide
New to self-employment? We walk you through HMRC registration step by step.
Class 2 NI Tracker
Protect your State Pension entitlement. Voluntary Class 2 NI costs around £190/year at current rates — Fisely tells you if it's worth paying.
Real-Time Tax Estimate
See your estimated tax bill update in real-time as you add income. No surprises in January.
Year-on-Year Comparison
See how this year compares to last — income, expenses, and tax bill with percentage changes.
HMRC MTD Ready
Connect directly to HMRC for Making Tax Digital quarterly submissions. Mandatory from April 2026.
What-If Tax Simulator
Model pension contributions, extra expenses, or different income to minimise your tax bill.
Open, understand, act — then get on with your day
Fisely is designed for a two-minute morning check-in, not a Sunday of bookkeeping.
Get your numbers in
Type earnings and costs in seconds, import a CSV export from your platform, or photograph a receipt and Fisely reads the amount, date and category.
Understand where you stand
One clear number for take-home, tax bill and what's upcoming. No spreadsheets, no jargon.
Act on what matters today
Fisely surfaces the one thing worth doing — chase an invoice, top up your Tax Vault, claim an expense.
Start free. Upgrade when it pays for itself.
No card required to start. Cancel Pro anytime in two clicks.
No credit card required.
- Income, expense and mileage tracking
- GPS trip tracker
- Live tax estimate and What-If simulator
- HMRC Making Tax Digital submissions
- Deadline reminders
- CSV export
14-day free trial for new subscribers. Cancel anytime.
- Everything in Free
- AI tax assistant
- Scan receipts and payment screenshots
- Bank statement import
- Delivery-platform CSV import
- PDF tax summary
- Team access for your accountant or bookkeeper
New subscribers get 14 days free. Cancel before it ends and you won't be charged. Refunds are covered in our Terms.
Making Tax Digital is coming for self-employed income
Mandatory from April 2026 over £50,000 (£30,000 from 2027, £20,000 from 2028). Fisely is MTD-ready today.
Everything you're wondering
Do I need to be VAT registered to use Fisely?
No — Fisely is built for standard self-employment income and expenses. If you're VAT registered we still track everything, but VAT return filing itself isn't included yet.
I don't have a UTR yet — can I still start?
Yes. Fisely includes a step-by-step guide to registering for Self Assessment and getting your UTR, and you can track income and expenses while you wait for it to arrive.
Is my financial data secure?
Yes. Your UTR, National Insurance number and financial records are encrypted (AES-256) and never shared or sold.
Can I cancel my Pro subscription anytime?
Yes — there's no lock-in contract. Cancel anytime from your billing settings and you'll keep Pro access until the end of your current period.
Does Fisely support Scotland's income tax bands?
Yes — Pro accounts automatically use Scottish income tax bands and rates if that's where you're registered.
Stop paying tax you don't owe
Fisely finds every claim HMRC allows, so you only pay the tax you owe. Free to start, no card needed.
Start saving, freeFree forever plan available. Cancel anytime.